When a flood happens, the damage can be overwhelming. Many people are unable to pay for the repairs after a flood, and this is why it’s helpful to have flood insurance. If your home was recently damaged by a flood, you can start the recovery by filing a flood insurance claim. The professionals at Freeland Insurance servicing Oklahoma City, OK can help. Our team of experienced insurance professionals can help you get through the claims process. Here’s what you need to know. 

When to File a Flood Insurance Claim

If your home is damaged by a flood, contact your insurance agent as soon as possible. Flood waters can do a great deal of damage in a short period, and waiting to file a claim can delay the recovery. Contact your insurance agent within 24 to 48 hours of the flood, if possible. Waiting can mean more damage. 

How to Get Started With Your Claim

After a flood, you may feel overwhelmed by the problem. Your insurance agent at Freeland Insurance servicing Oklahoma City OK is here to help make the recovery easier by assisting with the claims process. To start your flood insurance claim, contact our office to speak with an insurance professional.

What to Expect

When you file a claim with your flood insurance, you may be required to provide documentation about the flood. Having pictures and other types of documentation can help your insurance company put together your claim, so you can start the recovery. You may be asked to keep receipts and other types of documentation throughout the claim process, so find out from your insurance company what is required, so you can keep good records throughout the process. 

Contact Us to Start Your Claim

The professionals at Freeland Insurance servicing Oklahoma City, OK are here to help. To get started with a flood claim, call today. 

Every basement or garage in Oklahoma City contains valuable appliances. From washing machines and dryers to freezers and more, basements house essential appliances that often cost hundreds or even thousands of dollars. As a homeowner, you can protect these valuable items with the right insurance. Freeland Insurance is here to help.

Flood Insurance for Basement Appliances

If your basement floods, water might reach your washing machine. Even if the washing machine is elevated a few inches off the ground, water can accumulate to a level that compromises its mechanical integrity.

In such cases, does flood insurance apply? Typically, water damage is covered by standard home insurance if it results from an unexpected, accidental, and sudden incident.

However, home insurance is not the same as flood insurance. If water reaches your washing machine due to a storm surge, heavy rain, or river overflow, you’ll need flood insurance to cover the cost of repairing or replacing the appliance.

What Flood Insurance Covers

Standard flood insurance policies cover the building itself and its contents. This includes appliances such as washing machines, dryers, portable air conditioners, freezers, and refrigerators.

However, it’s important to review the fine print of your flood insurance policy. Many policies exclude damage caused by moisture, mildew, or mold. Additionally, the loss of use of certain items may not be covered.

Freeland Insurance Center in Oklahoma City

For insurance solutions in Oklahoma City, OK, Freeland Insurance Center provides the coverage and peace of mind you need. If you’re considering flood insurance, call us at 405-692-6106 for a quote.