Many believe that their homeowner’s insurance will cover them in the event of a flood. However, most standard homeowner’s policies do not cover flood damage. If you live in an area prone to flooding, you may need a separate flood insurance policy. Freeland Insurance agents in Oklahoma City, OK are ready to answer your questions.<\/p>\n
Flood insurance is a type of property insurance that covers losses and damage caused by floods. Flood insurance can be purchased through the National Flood Insurance Program (NFIP) or from a private insurer. NFIP flood insurance is available to homeowners, renters, and business owners who live in participating communities.<\/p>\n
If you have a house or business considered at risk for flooding, your mortgage lender probably requires you to have a flood insurance policy. Even if you don’t have a mortgage, purchasing flood insurance is still a good idea if you live in an area susceptible to flooding.<\/p>\n
An NFIP policy protects your home or business from all types of flooding, including hurricane-related storm surges, riverine flooding, flash flooding, and mudslides. Coverage limits for building structures start at $250,000 and go up to $500,000. Limits for content coverage begin at $100,000 and go up to $500,000. Higher limits are available for both building structures and contents through private insurers.<\/p>\n
Flooding can occur anytime and anywhere—even in areas that have never experienced flooding. If you live in Oklahoma City, OK, contact Freeland Insurance today to get more information and details.<\/p>\n","protected":false},"excerpt":{"rendered":"
Many believe that their homeowner’s insurance will cover them in the event of a flood. However, most standard homeowner’s policies do not cover flood damage. If you live in an area prone to flooding, you may need a separate flood insurance policy. Freeland Insurance agents in Oklahoma City, OK are ready to answer your questions. […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[10,8],"class_list":["post-252","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-freeland-insurance","tag-oklahoma-city-ok"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/comments?post=252"}],"version-history":[{"count":1,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions"}],"predecessor-version":[{"id":253,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/posts\/252\/revisions\/253"}],"wp:attachment":[{"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/media?parent=252"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/categories?post=252"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.freeland-insurance.com\/blog\/wp-json\/wp\/v2\/tags?post=252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}